Vision

Benefits

Rates

Did you know that vision and eye health problems are the second most prevalent chronic health problems in the United States? Many are unaware of the relationship between overall health and routine eye exams. An exam is a comprehensive vision analysis and a gateway for learning about a persons overall health. This makes eye care delivered thorough a vision benefit a critical par of our general health. Comprehensive eye exams can detect many eye and systematic diseases.

Vision Service Plan (VSP) offers coverage for both annual eye exams and glasses/contact lenses. Employees can now participate in the diabetic Eyecare Program. If you have Type 1 or Type 2 diabetes, you can get both your routine eyecare and follow-up diabetic eyecare series from your VSP doctor. People with diabetes often aren't aware they have diabetic eye disease. An annual eye exam from a VSP doctor can help prevent most diabetes-related blindness. You can visit your VSP doctor as often as needed, and you only pay a copay for the diabetes-related services. No special referral is necessary.

VSP is a nationally recognized vision plan that has a wide network of providers. The Plan is a PPO-type plan which pays higher benefits when using in-network providers. Ivy Tech's provider network is the Choice network; However, other providers may be used with the out-of-network payment limits.

To find an eyecare provider who is in-network, visit www.vsp.com or call 1-800-877-7195. No ID card is necessary for your coverage. 

Eligibility

If you are a full-time employee, you are eligible to enroll for Vision Care Insurance.  You may also enroll your eligible dependents for coverage.  All eligible employees can enroll for employee, employee plus spouse, employee plus child(ren), or family coverage within 31 days of date of hire, qualifying event or during the annual open enrollment period.  Coverage is effective the first of the month following date of hire.


Non-disabled dependent children are eligible for coverage to the end of the month in which the child turns 26.

Expense

Premiums for vision care insurance are taken through payroll deduction.  The employee pays the entire premium.