Identity Theft

Benefits

Rates  

Identity Theft is the fastest growing crime in America. For protection against financial identity fraud, experts recommend that you review your credit report regularly to detect and prevent identity theft problems.

Identity thieves obtain information by:

- Rummaging through garbage bags for personal information
- Retrieving personal data from redundant IT equipment including PC's, smart phones, hard drives,
  and flash drives
- Using public records about individual citizens
- Stealing bank or credit cards, identification cards, passports, by pickpocketing, housebreaking or
  mail theft
- Having common knowledge of "What's your mother's maiden name?" "What was your first car model?"
  or "What was your first pets name?"

Ivy Tech provides identity theft protection through LegalShield. This benefit plan provides enrolled employees, and their spouses and dependents with an annual credit report, credit score analysis, credit monitoring and identity restoration. Dependent coverage is available for dependents up to age 18 and is limited to a maximum of four.

Eligibility

If you are a full-time employee, you are eligible to enroll in Identity Theft Protection.  You may also enroll your spouse and a maximum of four dependent children, up to age 18.  All eligible employees can enroll for employee, employee plus spouse, employee plus eligible children, or employee  plus spouse and eligible children.

Expense

Premiums for Identity Theft Protection are taken through payroll deduction.  The entire premium is paid by the employee.