Disability Insurance

Long Term Disability

LTD Summary

LTD Rates - 24 Pays

LTD Rates - 18 Pays
LTD Rates - 6 Pays (summer)

 

Long Term Disability coverage provides a monthly income to you if you suffer a Total Disability resulting from an accident or illness. You and the College share the premium cost of this benefit based on your annual salary. The College pays all the expense of coverage associated with the first $7,200 of your annual salary.

Eligibility

All benefits-eligible employees may apply for group long-term disability insurance. You are eligible to apply and become insured on your first day of employment. If you do not apply within 31 days of the date you are first eligible, you will need to submit a Statement of Health Form for consideration and approval. The insurance carrier may decline to extend coverage to late enrollees.

Expense

When you enroll in the plan, the Human Resources Administrator will inform you of your cost. Your share is automatically deducted from your paycheck on an after-tax basis.

Short Term Disability

STD Summary

STD FAQ

Maternity FAQ
STD Rates

Short Term Disability coverage offered through The Standard is designed to replace a portion of your income to help meet your financial obligations if you are unable to work for an extended period of time due to a non workrelated accident or illness. Short Term Disability pays a weekly benefit of up to 60% of your weekly earnings (to a maximum of $1,000). The waiting period for benefits is 7 days for disability due to physical disease, pregnancy or mental disorder (some pre-existing condition limitations may apply). There is no waiting period for disability due to accidental injury.